Title & Escrow

Title Company is a company involved in examining and insuring title claims for real estate purposes. The company verifies ownership of real property and determines the valid owner through a thorough examination of property records.
Escrow – Buying or selling real estate usually involves the transfer of large sums of money. It is imperative that a neutral third party, such as a Title Company, handles the transfer of funds and related documents from one party to another.

A title company makes sure that the title to a piece of real estate is legitimate and then issues title insurance for that property. … At the closing, a settlement agent from the title company will bring all the necessary documentation, explain it to the parties, collect closing costs and distribute monies.

Real estate escrow means putting something, such as a deed or money, in the custody of a neutral third party until certain conditions are met, according to the website Realty Times. Escrow or title companies often oversee a real estate transaction, from initial deposit to final funding, to ensure a smooth process.

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